Do not buy this by itself. That is the most useful thing this review can tell you, and the previous version did not say it.
The Amazon listing under ISBN 1936948192 is the student worktext for Ramsey Solutions’ Foundations in Personal Finance homeschool curriculum. The worktext is built for guided notetaking against streaming video lessons, and those videos plus the teacher resources are sold separately by Ramsey Solutions as part of the homeschool bundle. Buy the book alone and you get a workbook full of blanks meant to be filled in while watching lessons you do not have.
If you want the curriculum, buy the homeschool edition from Ramsey Solutions or a homeschool retailer, where the print worktext and the digital platform come together.
Second correction: this is a teen curriculum
The old review pitched this as a resource to help Christian men “fulfill their roles as providers and legacy builders.” It is a high school course. The student is your fourteen to eighteen year old, not you.
It runs on a 39-week pacing guide at roughly three to five hours a week, so it is a full school-year elective, not a weekend read.
What the course actually covers
It is broad, and that breadth is the real strength. Budgeting, saving, credit and debt, being a smart consumer, consumer rights, career preparation including resumes and interviewing, entrepreneurship, college planning, banking, insurance, income and taxes, housing and real estate, investing and retirement, generosity, and global economics. There are more than 35 activities, and the worktext includes short-answer journaling and analyze-and-reflect questions.
Whatever you think of Ramsey’s investing advice, this list is close to everything an eighteen-year-old should know and almost none of it gets taught anywhere else. A kid who finishes this course knows how a W-2 works, what a deductible is, and why a car loan costs what it costs. Most adults do not.
How much of it is biblical
Less than the old review claimed, and you should know that going in.
The homeschool edition includes optional devotionals and a case study for each chapter. That is the faith content: an optional add-on per chapter, not Scripture woven through the lessons. The previous version said the lessons are “infused with biblical principles” and full of Scripture references. That overstates it.
The core course is solid personal finance instruction that happens to come from a Christian company. Treat the devotionals as the discipleship piece, and expect to supply the theology of money yourself.
The usual Ramsey caveats
You are getting Ramsey’s framework, which means debt is treated as categorically bad, and the investing material reflects his well-known preference for actively managed funds and optimistic long-run return assumptions. Those are contested. Teach around them if you disagree; the budgeting, consumer, and career material is not affected.
Who should get it
A homeschooling parent who wants a full-year personal finance elective with video instruction. Parents of a teenager heading toward a first job, a first car, or a first student loan.
Skip it if you want financial teaching for yourself, or a book rather than a curriculum.
Foundations in Personal Finance student worktext on Amazon