The Debt Trap: Escaping Bondage and Finding Financial Freedom is by Dennis Wilson, published by Straight Truth Press as part of the YOKED Finance Series (ISBN 978-1-968908-34-8).
What it covers
The book works through the ordinary shapes modern debt takes: credit cards, car loans, student loans, mortgages, the subscriptions nobody audits, and the spending habits underneath all of it. On the paydown side it lays out the Debt Snowball, the Avalanche, and a hybrid of the two, alongside budgeting and a section on the emotional and spiritual reasons people stay stuck.
The honest caveat
None of those payoff methods are original to this book. The snowball is the method Dave Ramsey has taught for decades; the avalanche is the standard mathematically optimal alternative. If you have already worked through Ramsey, or any mainstream Christian finance material, the mechanics here will be familiar.
What you would be buying it for is the framing: shorter, more direct, and more explicitly built around debt as a spiritual and emotional problem rather than an arithmetic one. That is a real difference in emphasis. It is not a difference in technique.
Who wrote it
Dennis Wilson is a Bible teacher and a licensed professional counselor, and he trains Deaf men and women for ministry at the Sunset International Bible Institute. The counseling background shows in where the book puts its weight, which is on the behavior rather than the spreadsheet.
One practical note before you buy
The audiobook edition is narrated by Amazon’s Virtual Voice, which is synthetic text-to-speech rather than a human reader. Some listeners do not mind it. Many find it wearing over several hours. If you were planning to listen rather than read, sample it first.
What we removed
The previous version of this review included a “Team Reflections” section describing conversations our review team supposedly had about budgeting and generational wealth. That never happened. It was invented, and it is gone.
Where we land
A reasonable, inexpensive pick if debt is your problem and you want it framed spiritually by someone who counsels people for a living. Skip it if you already own a Ramsey book and are looking for a new method, because the methods are the same ones.
The Debt Trap by Dennis Wilson on Amazon